Access Your Accounts Anytime of Day, No Matter Where You Are!

Safe, quick, and secure online services at your fingertips. No need to go into a branch or talk to someone on the phone, but if you need to call us or stop by your local branch, we’re happy to help.

We’re here for you. We get it!

Online Banking

With It’s Me 24/7 online banking, you have access to your account no matter where life takes you. Check your account balances, review transaction history, transfer funds, pay bills, and so much more.

Bill Pay

Paying bills is never fun, but we’ve made it easier for you with Online Bill Pay. Schedule payments up to one year in advance, automatic monthly payments for recurring bills, and one-time payments to anyone in just a few clicks.

Mobile Banking

Ravalli County Credit Union’s Mobile App gives you the flexibility to pay bills, transfer money, remotely deposit a check, monitor your account activities and more from anywhere, anytime.

Find an ATM

As a member of the CO-OP Network, your debit or ATM card provides you with surcharge-free access to 30,000 ATMs nationwide, 7500+ deposit-taking, plus many credit unions, 7-Eleven, Circle K, Costco, Publix, Dunkin Donuts and Rite-Aid locations. Traveling outside the U.S.? The CO-OP includes 117 ATMs in 10 countries. (Don’t forget to call us before your trip!)

To locate a CO-OP ATM, simply text your zip code to 91989 and within seconds you’ll receive a text response with the location of the nearest surcharge-free CO-OP ATM. (ATM deposits available at multiple locations.)


Remote Deposit Capture (RDC) is available to qualifying members of Ravalli County Credit Union. If you already have our mobile app and would like to start using RDC, no additional download is required. 

Simply sign in as usual, and click on “Deposit” to register. All registration requests will be approved/rejected within 1-2 business days.


We have installed ATMs at our Hamilton and Florence Branches that are enabled to take deposits. Additionally, you can make a deposit at any CO-OP ATM that accepts deposits 24/7.

For your convenience, we also offer a Night Drop at the Hamilton Branch located on the south side of the building, next to our ATM. Deposits will be processed during regular business hours, provided the deposit is made by 8:00 AM. Deposits made after 8:00 AM will be processed the next business day.


Wouldn’t it be nice to worry about one less thing? Try Direct Deposit. With Direct Deposit you authorize your employer or federal agency, like the Social Security Administration, to deposit your check directly into your Credit Union account. You can count on access to funds without visiting the Credit Union.

All you need is the Credit Union’s routing/transit number, your account number, and whether the funds go into your savings or checking account.


Need your direct deposit faster? Some of your pending deposits may be eligible for early posting. Service fees apply – $10.00 per deposit requested via online/mobile banking and $15.00 per deposit requested in-person.

When you take advantage of this exciting new service you may access your direct deposit up to three days early!