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Auto & Toy

LOANS

You Deserve the Best Rates on Life's Big Purchases

Now is the time for a new or used car, motorcycle, boat, RV and ATV. Ravalli County Credit Union is here for you. We offer great rates and flexible terms to finance your new purchase.

Working to Improve Your Financial Life!

New & Used Autos

RV & Trailers

Motorcycles

Boats

Toys

New & Used Autos

Found the ride of your dreams? We can make owning it a reality! We offer up to 100% financing with terms of up to 84 months to pay for it. And the best news is we have some of the lowest rates in our area! (See a better rate somewhere else? No worries, we offer rate matching.)

GET PRE-APPROVED!
We can help you get pre-approved so you are in the driver’s seat when you go to the dealership to negotiate your new ride.

Call one of our knowledgeable auto loan officers today at 406-363-4631 and ask how we can help you purchase that special vehicle.

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MAKE A PAYMENT

Auto & Toy Loan Rates

Auto Rates 2013 - 2023
Term Rate APR*
1-60 Months 6.50% 6.50%
61-72 Months** 6.75% 6.75%
73-84 Months*** 6.95% 6.95%
All loans on approved credit, rates are listed above for members with an A+ (750 or higher) credit score based on information obtained from a current credit report. Rates will be risk-rated dependent on credit score and may be higher than disclosed above. Base rate is .15% over A+ above referenced rate.

*APR = Annual Percentage Rate.
**Minimum $15,000 financed
***Minimum $25,000 financed

RV Loans 2013 - 2023
Term Rate APR*
1-60 Months 7.85% 7.85%
61-72 Months** 8.10% 8.10%
73-84 Months*** 8.25% 8.25%
85-120 Months**** 8.45% 8.45%
RV Loans 2012 & Older
1-60 Months 8.65% 8.65%
61-72 Months 8.85% 8.85%
All loans on approved credit, rates are listed above for members with an A+ (750 or higher) credit score based on information obtained from a current credit report. Rates will be risk-rated dependent on credit score and may be higher than disclosed above. Base rate is .15% over A+ above referenced rate.

*APR = Annual Percentage Rate.
**Minimum $15,000 financed
***Minimum $25,000 financed
****Minimum $35,000 financed

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