Tax season doesn’t have to feel overwhelming. At RCCU, we’re here to help you understand what to expect, where to find important documents, and how to make the most of available tax benefits.* This page highlights key information to help you feel prepared and confident as you get ready to file your 2026 taxes.
If you earned interest on your RCCU accounts in 2025, you will receive a 1099-INT form to use when filing your taxes.
Your December 2025 year-end statement will arrive in January 2026. This statement will include your 1099-INT form for the upcoming tax season.
If you are currently enrolled in e-statements, a paper copy of your 1099-INT will not be mailed. If you would prefer to receive a paper copy instead, please contact us.
The back of a standard 1099-INT form includes “Instructions for Recipient” that explain what each section means and how the information is typically used when filing taxes.
Review the instructions here, or visit the IRS website. This information can help you better understand the tax details shown at the end of your December statement.
You may be able to deduct interest paid on certain vehicle loans under the One Big Beautiful Bill (OBBB). This deduction can be a helpful benefit for eligible taxpayers, but specific rules apply.
To qualify, requirements must be met by the taxpayer, the loan, and the vehicle:
Because tax situations can vary, it is always a good idea to check with your tax professional to see how this deduction may apply to you.
Once you have filed your return, you can track the status of your refund online. These tools allow you to check progress and see when your refund is scheduled to be issued.
Want to know the moment your tax refund hits your account? Sign up for eAlerts through RCCU online banking or the mobile app.
Once enrolled, you will receive a notification as soon as your tax return is deposited, so you can stop checking your account and start planning what comes next.
Log into your online banking or mobile app to set up eAlerts today.
RCCU is proud to support our community through the Volunteer Income Tax Assistance (VITA) program. VITA offers free tax preparation and e-filing for individuals and families who qualify, helping remove stress and cost from tax season.
VITA services are available to:
RCCU is the only credit union in the state of Montana to offer this valuable service, and we are honored to make tax help more accessible for our members and neighbors.
Contact us to set up your appointment today.
Tax season doesn’t have to feel overwhelming. At RCCU, we’re here to help you understand what to expect, where to find important documents, and how to make the most of available tax benefits.* This page highlights key information to help you feel prepared and confident as you get ready to file your 2026 taxes.
If you earned interest on your RCCU accounts in 2025, you will receive a 1099-INT form to use when filing your taxes.
Your December 2025 year-end statement will arrive in January 2026. This statement will include your 1099-INT form for the upcoming tax season.
If you are currently enrolled in e-statements, a paper copy of your 1099-INT will not be mailed. If you would prefer to receive a paper copy instead, please contact us.
The back of a standard 1099-INT form includes “Instructions for Recipient” that explain what each section means and how the information is typically used when filing taxes.
Review the instructions here, or visit the IRS website. This information can help you better understand the tax details shown at the end of your December statement.
You may be able to deduct interest paid on certain vehicle loans under the One Big Beautiful Bill (OBBB). This deduction can be a helpful benefit for eligible taxpayers, but specific rules apply.
To qualify, requirements must be met by the taxpayer, the loan, and the vehicle:
Because tax situations can vary, it is always a good idea to check with your tax professional to see how this deduction may apply to you.
Once you have filed your return, you can track the status of your refund online. These tools allow you to check progress and see when your refund is scheduled to be issued.
Want to know the moment your tax refund hits your account? Sign up for eAlerts through RCCU online banking or the mobile app.
Once enrolled, you will receive a notification as soon as your tax return is deposited, so you can stop checking your account and start planning what comes next.
Log into your online banking or mobile app to set up eAlerts today.
RCCU is proud to support our community through the Volunteer Income Tax Assistance (VITA) program. VITA offers free tax preparation and e-filing for individuals and families who qualify, helping remove stress and cost from tax season.
VITA services are available to:
RCCU is the only credit union in the state of Montana to offer this valuable service, and we are honored to make tax help more accessible for our members and neighbors.
Contact us to set up your appointment today.
